/* ============================================
   Bob Wells CFO — Site Styles
   Design: "Authoritative & Approachable"
   ============================================ */

/* --- Reset & Base --- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --navy: #1B365D;
  --navy-dark: #122440;
  --gold: #C4943D;
  --gold-light: #D4A94E;
  --teal: #5A8A7A;
  --warm-gray: #F5F2EE;
  --light-bg: #FAF9F7;
  --card-bg: #FFFFFF;
  --text: #2D2D2D;
  --text-light: #5A5A5A;
  --text-muted: #8A8A8A;
  --border: #E0DCD6;
  --font-heading: 'Merriweather', Georgia, 'Times New Roman', serif;
  --font-body: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
}

html { font-size: 17px; scroll-behavior: smooth; }

body {
  font-family: var(--font-body);
  color: var(--text);
  background: var(--light-bg);
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; height: auto; display: block; }
a { color: var(--navy); text-decoration: none; transition: color 0.2s; }
a:hover { color: var(--gold); }

/* --- Typography --- */
h1, h2, h3, h4 { font-family: var(--font-heading); color: var(--navy); line-height: 1.3; font-weight: 700; }
h1 { font-size: 2.4rem; margin-bottom: 1rem; }
h2 { font-size: 1.8rem; margin-bottom: 0.8rem; }
h3 { font-size: 1.3rem; margin-bottom: 0.6rem; }
h4 { font-size: 1.1rem; margin-bottom: 0.5rem; }
p { margin-bottom: 1rem; }

/* --- Layout --- */
.container { max-width: 1100px; margin: 0 auto; padding: 0 2rem; }
.narrow { max-width: 780px; margin: 0 auto; padding: 0 2rem; }

/* --- Header / Nav --- */
.site-header {
  background: var(--navy);
  padding: 0;
  position: sticky;
  top: 0;
  z-index: 100;
  box-shadow: 0 2px 8px rgba(0,0,0,0.15);
}

.nav-inner {
  max-width: 1100px;
  margin: 0 auto;
  padding: 0 2rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 70px;
}

.site-logo {
  font-family: var(--font-heading);
  font-size: 1.3rem;
  color: #fff;
  font-weight: 700;
  letter-spacing: 0.02em;
}

.site-logo span { color: var(--gold); }

.nav-links { display: flex; gap: 2rem; align-items: center; }
.nav-links a {
  color: rgba(255,255,255,0.85);
  font-size: 0.9rem;
  font-weight: 500;
  letter-spacing: 0.03em;
  text-transform: uppercase;
  transition: color 0.2s;
}
.nav-links a:hover, .nav-links a.active { color: var(--gold); }

/* Mobile nav toggle */
.nav-toggle { display: none; background: none; border: none; cursor: pointer; padding: 0.5rem; }
.nav-toggle span { display: block; width: 24px; height: 2px; background: #fff; margin: 5px 0; transition: 0.3s; }

/* --- Hero --- */
.hero {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-dark) 100%);
  color: #fff;
  padding: 5rem 0 4rem;
  text-align: center;
}

.hero h1 {
  color: #fff;
  font-size: 2.8rem;
  margin-bottom: 0.6rem;
}

.hero .subtitle {
  font-size: 1.2rem;
  color: var(--gold-light);
  font-family: var(--font-heading);
  font-style: italic;
  margin-bottom: 1.5rem;
}

.hero .intro {
  max-width: 640px;
  margin: 0 auto;
  font-size: 1.05rem;
  color: rgba(255,255,255,0.8);
  line-height: 1.8;
}

/* --- Credential Bar --- */
.credential-bar {
  background: var(--warm-gray);
  border-top: 3px solid var(--gold);
  padding: 2rem 0;
}

.credentials {
  display: flex;
  justify-content: center;
  gap: 3rem;
  flex-wrap: wrap;
  text-align: center;
}

.credential {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.3rem;
}

.credential .number {
  font-family: var(--font-heading);
  font-size: 1.8rem;
  color: var(--navy);
  font-weight: 700;
}

.credential .label {
  font-size: 0.85rem;
  color: var(--text-light);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

/* --- Sections --- */
.section { padding: 4rem 0; }
.section-alt { background: var(--warm-gray); }

.section-header {
  text-align: center;
  margin-bottom: 3rem;
}

.section-header p {
  color: var(--text-light);
  max-width: 600px;
  margin: 0.5rem auto 0;
  font-size: 1.05rem;
}

/* --- Cards --- */
.card-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 1.5rem;
}

.card {
  background: var(--card-bg);
  border-radius: 8px;
  padding: 2rem;
  border: 1px solid var(--border);
  transition: box-shadow 0.2s, transform 0.2s;
}

.card:hover {
  box-shadow: 0 4px 20px rgba(0,0,0,0.08);
  transform: translateY(-2px);
}

.card h3 { margin-bottom: 0.5rem; }
.card p { color: var(--text-light); font-size: 0.95rem; }

.card .card-link {
  display: inline-block;
  margin-top: 1rem;
  color: var(--gold);
  font-weight: 600;
  font-size: 0.9rem;
}

.card .card-link:hover { color: var(--navy); }

/* --- Event Banner --- */
.event-banner {
  background: var(--navy);
  color: #fff;
  border-radius: 8px;
  padding: 2rem 2.5rem;
  display: flex;
  gap: 2rem;
  align-items: center;
  margin: 2rem 0;
}

.event-banner .event-date {
  background: var(--gold);
  color: var(--navy-dark);
  border-radius: 8px;
  padding: 1rem 1.2rem;
  text-align: center;
  min-width: 80px;
  font-weight: 700;
}

.event-banner .event-date .month {
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
}

.event-banner .event-date .day {
  font-size: 2rem;
  line-height: 1;
  font-family: var(--font-heading);
}

.event-banner .event-info h3 { color: #fff; margin-bottom: 0.3rem; }
.event-banner .event-info p { color: rgba(255,255,255,0.75); margin: 0; font-size: 0.95rem; }
.event-banner .event-info a { color: var(--gold-light); }
.event-banner .event-info a:hover { color: #fff; }

/* --- Article Page --- */
.article-header {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-dark) 100%);
  color: #fff;
  padding: 4rem 0 3rem;
}

.article-header h1 { color: #fff; font-size: 2.4rem; }
.article-header .article-subtitle {
  color: var(--gold-light);
  font-family: var(--font-heading);
  font-style: italic;
  font-size: 1.1rem;
  margin-top: 0.5rem;
}

.article-body { padding: 3rem 0 4rem; }

.article-body h2 {
  margin-top: 2.5rem;
  padding-top: 1.5rem;
  border-top: 1px solid var(--border);
}

.article-body h2:first-of-type { border-top: none; margin-top: 0; padding-top: 0; }

/* Layer cards for Capital Stack */
.layer-card {
  background: var(--card-bg);
  border-left: 4px solid var(--gold);
  border-radius: 0 8px 8px 0;
  padding: 1.5rem 2rem;
  margin: 1.5rem 0;
  border-top: 1px solid var(--border);
  border-right: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
}

.layer-card h3 {
  color: var(--navy);
  font-size: 1.15rem;
  margin-bottom: 0.5rem;
}

.layer-card .layer-desc { margin-bottom: 0.5rem; }

.layer-card .watch-for {
  background: var(--warm-gray);
  border-radius: 6px;
  padding: 0.8rem 1rem;
  font-size: 0.92rem;
  color: var(--text-light);
}

.layer-card .watch-for strong { color: var(--navy); }

/* Principle cards */
.principle {
  margin: 1.5rem 0;
  padding-left: 1.5rem;
  border-left: 3px solid var(--teal);
}

.principle h3 { color: var(--teal); font-size: 1.05rem; }

/* SBA table-style */
.info-table {
  width: 100%;
  border-collapse: collapse;
  margin: 1.5rem 0;
}

.info-table th {
  background: var(--navy);
  color: #fff;
  text-align: left;
  padding: 0.8rem 1rem;
  font-size: 0.9rem;
  font-weight: 600;
}

.info-table td {
  padding: 0.7rem 1rem;
  border-bottom: 1px solid var(--border);
  font-size: 0.95rem;
}

.info-table tr:nth-child(even) td { background: var(--warm-gray); }

/* --- About section on home --- */
.about-preview {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
  align-items: start;
}

.about-preview .bio-text { line-height: 1.8; }

.career-arc {
  list-style: none;
  padding: 0;
}

.career-arc li {
  position: relative;
  padding-left: 1.8rem;
  padding-bottom: 1.2rem;
  border-left: 2px solid var(--border);
  margin-left: 0.5rem;
}

.career-arc li::before {
  content: '';
  position: absolute;
  left: -6px;
  top: 6px;
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: var(--gold);
  border: 2px solid var(--card-bg);
}

.career-arc li:last-child { border-left-color: transparent; }
.career-arc .arc-title { font-weight: 600; color: var(--navy); display: block; }
.career-arc .arc-detail { font-size: 0.9rem; color: var(--text-light); }

/* --- Contact --- */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
}

.contact-form label {
  display: block;
  font-weight: 600;
  font-size: 0.9rem;
  color: var(--navy);
  margin-bottom: 0.3rem;
  margin-top: 1rem;
}

.contact-form label:first-child { margin-top: 0; }

.contact-form input, .contact-form textarea, .contact-form select {
  width: 100%;
  padding: 0.7rem 0.9rem;
  border: 1px solid var(--border);
  border-radius: 6px;
  font-family: var(--font-body);
  font-size: 0.95rem;
  background: var(--card-bg);
  transition: border-color 0.2s;
}

.contact-form input:focus, .contact-form textarea:focus, .contact-form select:focus {
  outline: none;
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(196, 148, 61, 0.15);
}

.contact-form textarea { min-height: 140px; resize: vertical; }

.btn {
  display: inline-block;
  background: var(--gold);
  color: #fff;
  padding: 0.8rem 2rem;
  border: none;
  border-radius: 6px;
  font-size: 1rem;
  font-weight: 600;
  cursor: pointer;
  transition: background 0.2s, transform 0.1s;
  margin-top: 1.5rem;
  font-family: var(--font-body);
}

.btn:hover { background: var(--navy); color: #fff; transform: translateY(-1px); }

/* --- Footer --- */
.site-footer {
  background: var(--navy-dark);
  color: rgba(255,255,255,0.6);
  padding: 2.5rem 0;
  text-align: center;
  font-size: 0.85rem;
}

.footer-links { margin-bottom: 0.8rem; }
.footer-links a {
  color: rgba(255,255,255,0.7);
  margin: 0 1rem;
  font-size: 0.85rem;
}
.footer-links a:hover { color: var(--gold); }

/* --- Panel info on article page --- */
.panel-info {
  background: var(--warm-gray);
  border-radius: 8px;
  padding: 1.5rem 2rem;
  margin: 2rem 0;
}

.panel-info h4 { margin-bottom: 0.5rem; }

.panelist-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.8rem;
  margin-top: 0.8rem;
}

.panelist {
  font-size: 0.92rem;
}

.panelist strong { color: var(--navy); }
.panelist span { color: var(--text-light); }

/* --- Responsive --- */
@media (max-width: 768px) {
  html { font-size: 16px; }
  .hero { padding: 3.5rem 0 3rem; }
  .hero h1 { font-size: 2rem; }
  .credentials { gap: 1.5rem; }
  .about-preview { grid-template-columns: 1fr; }
  .contact-grid { grid-template-columns: 1fr; }
  .card-grid { grid-template-columns: 1fr; }
  .event-banner { flex-direction: column; text-align: center; }
  .panelist-grid { grid-template-columns: 1fr; }

  .nav-links {
    display: none;
    position: absolute;
    top: 70px;
    left: 0;
    right: 0;
    background: var(--navy);
    flex-direction: column;
    padding: 1rem 2rem 1.5rem;
    gap: 1rem;
    box-shadow: 0 4px 12px rgba(0,0,0,0.2);
  }
  .nav-links.open { display: flex; }
  .nav-toggle { display: block; }
}

@media (max-width: 480px) {
  .hero h1 { font-size: 1.7rem; }
  .container, .narrow { padding: 0 1.2rem; }
  .credential .number { font-size: 1.5rem; }
}
